It’s just not fair. If you work for someone else, all the bank needs is a pay slip and they’ll offer you millions. If you are an entrepreneur or just want to be the master of your own destiny, they want the last 2 years’ tax returns, BAS statements, an accountant’s letter, a blood sample, DNA swab and naming rights to your firstborn.

When looking to refinance, or buy a home or investment property, it pays to talk to a Pandanus Finance mortgage broker as we know what the different banks require. Most need 2 year’s tax returns but a couple only need the most recent one. Some will lend you a maximum of 80% of the value of the property while others could lend you 95% depending on your circumstances. Instead of you doing all the research and reinventing the wheel, come and talk to us about your situation so we can find the right lender and best loan for you.

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